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How does Asurion warranty coverage stack up?

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Asurion is a product protection provider that offers extended warranty plans for a variety of items. You've probably seen an Asurion protection plan option through various retailers like Amazon and Walmart, alongside MulberryCare product protection. As a leader in the product protection industry, we like to keep tabs on what other insurance providers are offering and help you find the warranty plan that offers the best coverage at the lowest price.

Additionally, when you subscribe to Mulberry Unlimited, you'll get coverage for all your online purchases under the same product protection plan. For just $9.99 a month, you can protect your most-used items from things like spills, cracks, breaks, tears, and more. It's market-leading product protection for an affordable price, complete with no deductibles or hidden fees. 

Protect unlimited online purchases for $9.99/month

What does Asurion offer?

Asurion offers coverage for smartphones, home tech, and major appliances. They also offer standalone phone repair, computer tune-ups, photo/video storage, data protection, and a no-receipts necessary registration policy.

This company has deals with many major retailers and phone providers that make up the Asurion No Sweat protection plan, ​​meaning you might encounter Asurion protection when shopping on Walmart, Amazon, or Verizon. There are also numerous physical Asurion locations across the US.

Asurion plans and coverage

Asurion offers various types of plans and levels of coverage, so it's important to do your research before landing on the one that works for you.

Asurion phone insurance

Asurion offers comprehensive smartphone coverage for everything from cracked screens to theft/loss.

  • Coverage length: Monthly
  • Cost of plan: Starts at $9.99/month
  • Limits and conditions:
    • Phones must be registered within 30 days of device activation or upgrade
    • Claims are limited to 2 or 3 per 12 month period depending on the provider
    • Accidental damage from handling may not be included
    • Specific requirements and restrictions that vary based on the retailer/model
  • Deductibles and fees: Vary, depending on your phone provider/retailer and model

Asurion Home+

Asurion Home+ offers coverage for mechanical and electrical malfunctions for home tech items. It also includes live tech-support, in-home setups and installations, data protection, and video/photo storage.

  • Coverage length: Monthly
  • Cost of plan: Starts at $24.99/month
  • Limits and conditions:
    • Asurion Home+ only covers up to $2,000 per approved claim
    • $5,000 maximum coverage per 12 months period
    • Other restrictions apply depending on retailer and covered item
  • Deductibles and fees: Service fee up to $99 plus tax for each approved claim

Asurion Appliance+

Asurion offers coverage for mechanical and electrical failures for most major appliance brands.

  • Coverage length: Monthly
  • Cost of plan: Starts at $34.99/month
  • Limits and conditions:
    • Asurion Appliance+ only provides up to $5,000 in coverage per 12 months
    • Only covers appliances less than 20 years old
    • Doesn’t protect against theft/loss
  • Deductibles and fees: Service fee of $99(+ tax) for any approved Asurion appliance repair, replacement, or reimbursement

The pros and cons of Asurion

Here are some of the advantages and disadvantages to Asurion protection plans.

Pros of Asurion coverage

  • Live tech help and customer service.
  • Same-day repair & next-day replacement through 700+ Asurion Tech Repair and Solutions or uBreakiFix by Asurion repair locations.
  • Unlimited photo and video storage.
  • Convenient payment calculator.
  • No pre-claim product registration/receipts necessary.

Cons of Asurion coverage

  • Devices can only be enrolled within 30 days of activation or upgrade.
  • A service fee up to $99(+ tax) will be charged for each approved claim.
  • Long list of terms and conditions for plans.
  • Additional limitations on products/plans purchased in various states.

How does Asurion stack up against the competition?

Asurion vs. AKKO

AKKO does a better job of presenting conditions and limitations upfront, and-unlike Asurion-allows for the addition/registration of products anytime after purchasing.

Asurion vs. Mulberry

While Asurion provides unlimited photo/video storage, Mulberry has exclusive financial offers not provided by Asurion, a browser extension for your convenience, and an unlimited subscription that covers all your online purchase for only $9.99 a month.

Asurion vs. SquareTrade

SquareTrade is more affordable than Asurion but includes a limited number of claims. Asurion offers unlimited claims, in-home setup, and data protection.

Asurion vs. AppleCare

AppleCare costs more than Asurion, and only covers refurbished products that were purchased through Apple. Asurion covers a wider range of product types, and has additional features available.

Get true product protection with Mulberry Unlimited

When you're looking for product protection to cover your most important items, subscribe to Mulberry Unlimited. For just $9.99 a month, you'll get coverage for all your online purchases under the same product protection plan, ensuring you’re making the smartest choice based on your needs. It's the only product protection plan that can give you the ultimate peace of mind.

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Kim Miller

About the author

Kim Miller is the Head of Marketing at Mulberry. She is passionate about building products and brands that make consumers happy, save them money and make their lives easier. Have an innovative idea for Mulberry you'd like to share? Give her a shout! She'd love to chat about anything from fintech and UX to gardening and antiquing.

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