<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=256579306243461&amp;ev=PageView&amp;noscript=1">

Everything you need to know about the Overstock protection plan

Smartphone with the Overstock logo on it

Looking for some trendy new furniture to upgrade your space? Overstock is a great place to find good deals on high-quality furniture. However, even at a good price, purchasing furniture is still an investment, and it’s important to make sure that everything from your Overstock outdoor furniture to your indoor pieces are protected in order to get the most out of your investment.

When it comes to furniture, the occasional coffee spill, pet scratches, and other accidents are inevitable, so it’s important to make sure you’re prepared with a protection plan that works for you. Although Overstock offers a furniture protection plan, there’s a lot to think about when choosing a product protection plan to determine whether or not it’s the right option for you.

Mulberry Unlimited can be a great place to start when it comes to product protection, as it provides market-leading, comprehensive coverage at an affordable price. For just $9.99 a month, you can get coverage for all your Overstock purchases under the same product protection plan, giving you the ultimate peace of mind.

Are you a serious online shopper? Protect all of your purchases under one plan with the Mulberry Unlimited subscription. Only $9.99/month.

How does the Overstock warranty work?

Overstock offers several types of plans, depending on the product you’re purchasing, each of which is provided by Guardsman. Here’s a quick overview of each of the Overstock warranty plans and what they cover:

5-year accidental damage plan

The Overstock 5-year accidental damage plan is provided by Guardsman and offers 5 years of coverage, beginning on the day that your furniture is delivered to your house. While many protection plans include coverage for multiple types of damage, this Overstock warranty plan only provides coverage for accidental damage, meaning that manufacturer’s defects are excluded. The plan can only be purchased at the same time that you purchase your furniture or until your furniture is delivered, and is not transferable or renewable.

  • File a claim. If you need to file a claim, you’ll contact the plan’s administrator, Guardsman.
  • Review. Guardsman will review your claim and ultimately decide to accept or reject it.
  • Claim resolution. Depending on the extent and nature of the damage, Guardsman will either send you the materials to clean or repair your furniture by yourself, send a Guardsman employee to your home, or issue a refund for your furniture.

This plan covers many types of accidental damage, but it’s also important to note that there are some exclusions. Be sure to take a look at the warranty’s fine print to help you decide if the plan is worth it.

Mattress protection plan

Overstock’s mattress protection plan provides 10 years of coverage that begins when your mattress is delivered. The plan only offers coverage for accidental damage–any other damages, defects, or failures are excluded from coverage. This Overstock warranty is also not transferable, so if you sell your mattress or pass it on to someone else, the coverage becomes void. Here’s a quick look at how the plan works:

  • File a claim. Claims are filed with Guardsman, the administrator of the plan.
  • Review. Guardsman will review your claim and then decide what action to take next.
  • Claim resolution. Depending on the extent and nature of the damage, Guardsman will either send you the materials to clean or repair your furniture independently, send a Guardsman employee to your house to repair your furniture, or offer you a refund for your furniture if it is irreparable.

While many types of accidental damage are covered, Guardsman also excludes some types of incidents, so be sure to consult the exact terms and conditions of the mattress protection plan before deciding if it works for you.

Rug protection plan

Overstock’s rug protection plan includes 5 years of accidental damage coverage for rugs valuing up to $5,000. Manufacturer’s defects and other damages are not included in the plan. The plan includes coverage for stains from humans, pets, and food and drink, as well as some rips and tears, with certain exclusions that can be found in the terms and conditions.

Should you get an Overstock furniture protection plan?

As you can see, there’s a lot to think about when choosing a furniture protection plan. Between the lengthy contract, hidden terms and conditions, and exclusions, the Overstock furniture protection plan does come with some drawbacks, so it’s important to explore all of your options before committing to a plan.

If you’re looking for a hassle-free, straightforward plan at an unbeatable price, subscribe to Mulberry Unlimited. You’ll enjoy furniture protection that’s fast, easy, and free of hidden fees, all for just $9.99 a month.

  • Share
Get Mulberry

About the author

We are on a mission to help consumers protect everything they buy. Mulberry is an innovative product protection platform that enables businesses to seamlessly embed a customized protection program, delivering a unique user benefit for customers.

You also might like:

Subscribe for the latest articles