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How to Find the Best Furniture Warranty Company

Living room furniture which is covered by warranty

If you’re purchasing new furniture, you want it to last—and that means you need to compare furniture warranty companies. 

Nice furniture is an investment, and protecting it can save you hassle, money, and tears later on when accidents happen. A warranty can mean the difference between using your furniture for a long lifespan or having to replace it (or continue to use it when it needs repair) after only a short time.

Not to mention, a company that is willing to stand behind their furniture with a complete warranty program is a company you can trust to make quality, durable furniture. After all, they’re committing to make it right if your purchase doesn’t hold up.

Why You Want a Furniture Warranty

There are a variety of reasons why customers buy product protection. Some of the top reasons that customers choose to protect their furniture include:

If kids or pets will be using the furniture

Parents and pet owners are more likely than others to purchase extended warranties. That’s because they know that the furniture will get heavy use, and they know that they can’t control what happens when there are so many sticky fingers and dirty paws around the house.

If the furniture is high-cost

Shoppers spending over $200 on an item are more likely to get product protection, and to look for a protection plan before they check out. The more you spend on an item, the longer you want it to last. A warranty helps provide a longer lifespan for the furniture through giving you repairs and replacements when you need them.

If you’ve had expensive past mistakes

Nearly 1-in-5 parents (19%) in our parent shopping survey reported that they had accidentally damaged a piece of furniture during their own high school or college years. Almost 30% of parents who had damaged something during those years wished they had product protection (another 38% already did). One costly accident can cause regrets, and make you look for product protection in the future.

What a Furniture Warranty Covers

There are many types of warranties. Furniture warranties differ depending on the item type (whether it’s a couch, dresser, or desk) and how complete the coverage is (whether it’s limited or extended). 

A limited warranty, or standard manufacturer warranty, comes with most furniture purchases. It lasts for a limited timeframe, usually around 1 year, and it includes coverage for defects or mistakes that come from the manufacturing process. 

Here is what a typical manufacturer warranty for furniture covers:

  • Manufacturing defects
  • Component failure, including mechanisms (like for recliners)
  • Failure of frames or springs

A product protection plan, or extended warranty, is an optional purchase with a piece of furniture. It often will cover defects and failures after the manufacturer warranty expires, and it often adds coverage for accidental damage that comes from normal use.

Here is what a furniture product protection plan should cover:

  • Structural failure of a couch
  • Stain on a chair or couch, such as ink stains or nail polish
  • Tears, rips, or cuts in fabric
  • Separating seams
  • Broken zippers or buttons
  • Food or beverage stains on hard surface furniture
  • Liquid marks and rings on wood furniture
  • Breakage, scratches, gouges, or chips
  • Cracking, bubbling, or peeling finish on the furniture
  • Chips, scratches, or breaks of glass or mirrors

How to Find the Best Furniture Warranty Company

There are several factors to consider when choosing the best furniture warranty program for your purchases. It’s important to know what to look for in an accident protection plan to make sure you are covered from all damages. 

The best furniture warranty company should:

Cover all of the furniture items in your cart

Some companies offer extended warranty programs on some categories but not others. Here are items that are often eligible for a furniture warranty: 

  • Sofas and sectionals
  • Dressers and vanities
  • Beds and headboards 
  • Desks and chairs
  • Shelves, cabinets, and doors

A furniture company may offer a complete protection plan program that offers full coverage, but only on certain items. 

In this example from Tuft and Needle, the company offers extended warranties on only some products. While Tuft and Needle may offer warranty options on their mattresses, this nightstand only comes with a limited warranty, as shown in the warranty details below the image.

To the right of those details, the Mulberry browser extension pop-up shows that accident damage repair is available for the nightstand, and offers this protection for free. If you’re wanting to furnish a bedroom, you want to make sure you have coverage options for both your mattress and your furniture.

Provide complete product protection coverage

Even within protection plans that cover accidental damage, there can be differences in the fine print when it comes to what is actually covered. Some warranty providers will include limitations in their coverage terms that restrict what they cover. These loopholes mean that when customers file claims, they are told that their particular damage isn’t covered.


In this example on One Kings Lane, there isn’t information about what is covered for the couch available on the website. When using the Mulberry browser extension while shopping, you can see clearly the details of what is included in an accident damage protection plan available free from Mulberry. Make sure to read the fine print on what is and isn’t covered on your product to make sure you don’t purchase incomplete coverage.

Offer low-cost coverage rates

Protection plan costs can vary significantly. You can find the same furniture protection plan from SquareTrade offered on the sites for Allstate, Walmart, or Amazon and see three different prices. That’s why you should always price-check to make sure you’re getting the best deal. 

When shopping for furniture, you’re not restricted to the warranty options available on the site. You can purchase on any site and still add your own furniture warranty from another provider that offers better prices.

In this example from Wayfair, a dresser with Wayfair’s onsite protection option from Allstate is 3 years for $40.99. When using the Mulberry browser extension to get another warranty option on the product, a 3-year plan costs $26.99. That’s 35% less for the same warranty plan.

Find the Best Furniture Warranty Program

You want to make sure your extended furniture warranty offers protection against the accidents and damages that can happen to your furniture. By evaluating companies on the range of furniture products covered, looking at the coverage terms, and comparing prices, you can distinguish between furniture plans and companies to make sure to get the best deal.

Happy woman customer and child, with text about 12 months of free product protection

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Janessa McQuivey

About the author

Janessa McQuivey is the Content Marketing Manager at Mulberry. Her degree in Human Development fueled a love of understanding customer experience. She has been in research and writing for 3 years and has covered everything from AI technology to her own dating life. Janessa has published across blogs, newspapers, and academic journals.

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